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	<title>Your Two Bits&#187; template</title>
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	<description>Budget. Save. Invest. Live.</description>
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		<title>How to Calculate a Loan or Mortgage with Excel</title>
		<link>http://www.yourtwobits.com/154/how-to-calculate-a-loan-or-mortgage-with-excel</link>
		<comments>http://www.yourtwobits.com/154/how-to-calculate-a-loan-or-mortgage-with-excel#comments</comments>
		<pubDate>Fri, 06 Feb 2009 06:05:01 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[debt]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[excel]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[template]]></category>

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		<description><![CDATA[I found this template after complaining to my friend, Ben, about needing a tool that would help me figure out how long it would take to pay off my mortgage. ]]></description>
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		<title>Monthly Budget Not Working? Have You Tried Quarterly?</title>
		<link>http://www.yourtwobits.com/125/monthly-budget-not-working-have-you-tried-quarterly</link>
		<comments>http://www.yourtwobits.com/125/monthly-budget-not-working-have-you-tried-quarterly#comments</comments>
		<pubDate>Fri, 30 Jan 2009 01:27:15 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[budget]]></category>
		<category><![CDATA[template]]></category>

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		<description><![CDATA[If I weren't such a fan of the budget, the word <em>budget</em> would be a conversation killer. Hopefully you're still with me. Rather than extolling the virtues of a budget, which I will likely do in another post, I am simply providing a simple budget template. ]]></description>
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