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	<title>Your Two Bits&#187; retirement</title>
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	<description>Budget. Save. Invest. Live.</description>
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		<title>If My Employer Drops the 401(k) Match, Should I Still Contribute (Part II)?</title>
		<link>http://www.yourtwobits.com/262/if-my-employer-drops-the-401k-match-should-i-still-contribute-part-ii</link>
		<comments>http://www.yourtwobits.com/262/if-my-employer-drops-the-401k-match-should-i-still-contribute-part-ii#comments</comments>
		<pubDate>Fri, 20 Mar 2009 05:12:28 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[investing]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[strategy]]></category>

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		<description><![CDATA[Last week's post was written assuming that you are going to keep contributing to some form of retirement investment; however some people have asked, if they should stop contributing to all investments. The short answer is "No." The longer is answer is "It depends, and here's why."]]></description>
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		<title>Why Ride a Loser?</title>
		<link>http://www.yourtwobits.com/30/why-ride-a-loser</link>
		<comments>http://www.yourtwobits.com/30/why-ride-a-loser#comments</comments>
		<pubDate>Fri, 16 Jan 2009 00:48:03 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[retirement]]></category>
		<category><![CDATA[strategy]]></category>
		<category><![CDATA[401(k)]]></category>

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		<description><![CDATA[&#8220;Why should I stick with an investment that is losing value? That doesn&#8217;t make any sense.&#8221; This question was asked of me by the husband of the woman I mentioned last week, who had reallocated all of her 401(k).
In last week’s post I wrote about the guiding principle I use when trying to decide whether [...]]]></description>
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		<title>Should I Change My 401(k) or Retirement Investments?</title>
		<link>http://www.yourtwobits.com/25/should-i-change-my-401k-or-retirement-investments</link>
		<comments>http://www.yourtwobits.com/25/should-i-change-my-401k-or-retirement-investments#comments</comments>
		<pubDate>Thu, 08 Jan 2009 20:50:53 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[retirement]]></category>
		<category><![CDATA[strategy]]></category>
		<category><![CDATA[401(k)]]></category>

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		<description><![CDATA[How do we keep calm, and even optimistic, as we roll on these tempestuous market waves? For one, I would suggest spending less time watching the news, but I find it even more useful to ask myself a question: "Do I really think that my investments will be worth less than what they're worth now, when I am ready to sell them?"]]></description>
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