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	<title>Your Two Bits&#187; investment</title>
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	<description>Budget. Save. Invest. Live.</description>
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		<title>Winning the Lottery</title>
		<link>http://www.yourtwobits.com/499/winning-lottery</link>
		<comments>http://www.yourtwobits.com/499/winning-lottery#comments</comments>
		<pubDate>Mon, 05 Oct 2009 19:18:52 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[lottery]]></category>
		<category><![CDATA[saving]]></category>

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		<description><![CDATA[Wouldn&#8217;t you love to win the lottery? Many people would&#8230;and many people try. Unfortunately winning the lottery doesn&#8217;t mean you&#8217;re financially set for life, even if you win tens of millions. This article is a nice reminder of that fact.
There are so many cases of people winning large sums in the lottery and ending up [...]]]></description>
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		<title>Should I Pay Off Debt or Invest?</title>
		<link>http://www.yourtwobits.com/465/should-i-pay-off-debt-or-invest</link>
		<comments>http://www.yourtwobits.com/465/should-i-pay-off-debt-or-invest#comments</comments>
		<pubDate>Thu, 06 Aug 2009 03:31:12 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[debt]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[strategy]]></category>
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		<description><![CDATA[Which should you do, pay down debt or invest? You can find different arguments for or against, but I generally say that you should pay down debt, assuming you have a minimal amount of savings ($1000) to cover emergencies. A good list of reasons for paying down debt is provided in this post at I&#8217;ve [...]]]></description>
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		<title>Capital Gains Tax Rates</title>
		<link>http://www.yourtwobits.com/315/capital-gains-tax-rates</link>
		<comments>http://www.yourtwobits.com/315/capital-gains-tax-rates#comments</comments>
		<pubDate>Thu, 23 Apr 2009 06:05:32 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[investing]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[capital gains]]></category>
		<category><![CDATA[investment]]></category>

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		<description><![CDATA[What are capital gains taxes? They are essentially a form of income tax. The table below shows how much you are taxed based on which income tax bracket you are in and how long you hold the investment before selling. ]]></description>
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