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	<title>Your Two Bits&#187; budget</title>
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	<description>Budget. Save. Invest. Live.</description>
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		<title>Here&#8217;s a Way to Collaborate on Your Budget</title>
		<link>http://www.yourtwobits.com/633/budget-collaboration</link>
		<comments>http://www.yourtwobits.com/633/budget-collaboration#comments</comments>
		<pubDate>Tue, 23 Feb 2010 23:11:05 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[budget]]></category>
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		<description><![CDATA[Problem
Have you run into the problem of creating a wonderful budget in Excel or some other spreadsheet software but struggled to refer to it, because it was only on one computer at home? If you&#8217;re like us, my wife tends to take care of most of the day-to-day budgeting, and by most I mean all. [...]]]></description>
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		<title>Winning the Lottery</title>
		<link>http://www.yourtwobits.com/499/winning-lottery</link>
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		<pubDate>Mon, 05 Oct 2009 19:18:52 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[investment]]></category>
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		<description><![CDATA[Wouldn&#8217;t you love to win the lottery? Many people would&#8230;and many people try. Unfortunately winning the lottery doesn&#8217;t mean you&#8217;re financially set for life, even if you win tens of millions. This article is a nice reminder of that fact.
There are so many cases of people winning large sums in the lottery and ending up [...]]]></description>
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		<title>Paycheck into Checking or Savings?</title>
		<link>http://www.yourtwobits.com/478/paycheck-into-checking-or-savings</link>
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		<pubDate>Fri, 18 Sep 2009 07:36:54 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[budget]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[paycheck]]></category>
		<category><![CDATA[savings]]></category>

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		<description><![CDATA[I read this article, &#8220;4 Dumb Financial Moves in the Recession.&#8221; The four points are legitimate and seem to be pretty common. I just want to focus on one item in the first point, regarding emergency reserves. 
The author, Marilyn Kennedy Melia, recommends setting up automatic withdrawal to move money out of your checking account [...]]]></description>
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