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	<title>Your Two Bits&#187; attitude</title>
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	<description>Budget. Save. Invest. Live.</description>
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		<title>The Prodigal Principle</title>
		<link>http://www.yourtwobits.com/491/prodigal-principle</link>
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		<pubDate>Thu, 24 Sep 2009 06:10:46 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[attitude]]></category>
		<category><![CDATA[prodigal principal]]></category>

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		<description><![CDATA[I read an interesting post about why Dave Ramsey Followers are Successful that basically states &#8220;the real reason that his followers have such great success is because they are ripe for change.&#8221; The author has hit the nail on the head. Dave Ramsey helps many people who have it rock bottom financially.
I call this the [...]]]></description>
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		<title>Hot Chocolate Story</title>
		<link>http://www.yourtwobits.com/388/hot-chocolate-story</link>
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		<pubDate>Thu, 28 May 2009 06:54:16 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[budget]]></category>
		<category><![CDATA[attitude]]></category>

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		<description><![CDATA[Sally had caught the vision of the power of a budget and was excited about it. Something as simple as hot chocolate showed her how liberating a budget can be.]]></description>
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		<title>Everything Has a Cost</title>
		<link>http://www.yourtwobits.com/295/everything-has-a-cost</link>
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		<pubDate>Thu, 16 Apr 2009 05:32:20 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[attitude]]></category>

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		<description><![CDATA[In general, I think we are often willing to trade a certain sense of security, pride, fun, or comfort now for less of it in the future. This can be security in the form of "I need to pay $25,000 for this new car so my family can be 'safe';" or pride in the form of "If I buy this fancy techno gadget, I'll be the envy of all three of my friends;" or fun in the form of "I will buy this boat when I am 22, even though it means it pushes back reaching my investment goals by 3 years;" or comfort in the form of "I won't spend any money, because it's wrong and I want to keep it all so that I can make sure I have enough."]]></description>
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