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	<title>Your Two Bits&#187; saving</title>
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	<description>Budget. Save. Invest. Live.</description>
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		<title>Paycheck into Checking or Savings?</title>
		<link>http://www.yourtwobits.com/478/paycheck-into-checking-or-savings</link>
		<comments>http://www.yourtwobits.com/478/paycheck-into-checking-or-savings#comments</comments>
		<pubDate>Fri, 18 Sep 2009 07:36:54 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[budget]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[checking]]></category>
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		<description><![CDATA[I read this article, &#8220;4 Dumb Financial Moves in the Recession.&#8221; The four points are legitimate and seem to be pretty common. I just want to focus on one item in the first point, regarding emergency reserves. 
The author, Marilyn Kennedy Melia, recommends setting up automatic withdrawal to move money out of your checking account [...]]]></description>
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		<title>Should I Pay Off Debt or Invest?</title>
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		<pubDate>Thu, 06 Aug 2009 03:31:12 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[debt]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[strategy]]></category>
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		<description><![CDATA[Which should you do, pay down debt or invest? You can find different arguments for or against, but I generally say that you should pay down debt, assuming you have a minimal amount of savings ($1000) to cover emergencies. A good list of reasons for paying down debt is provided in this post at I&#8217;ve [...]]]></description>
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		<title>Common Craft: Saving Money Video</title>
		<link>http://www.yourtwobits.com/435/common-craft-saving-money-video</link>
		<comments>http://www.yourtwobits.com/435/common-craft-saving-money-video#comments</comments>
		<pubDate>Thu, 25 Jun 2009 08:23:02 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[saving]]></category>
		<category><![CDATA[video]]></category>

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		<description><![CDATA[I love Common Craft&#8217;s &#8220;In Plain English&#8221; series. They have done videos on a number of different topics and have even started addressing basic financial topics. While I wasn&#8217;t going to cover this topic, their approach is similar to what I have had planned for finances. I&#8217;d better get going before they cover everything I [...]]]></description>
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