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	<title>Your Two Bits&#187; investing</title>
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	<description>Budget. Save. Invest. Live.</description>
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		<title>Should I Pay Off Debt or Invest?</title>
		<link>http://www.yourtwobits.com/465/should-i-pay-off-debt-or-invest</link>
		<comments>http://www.yourtwobits.com/465/should-i-pay-off-debt-or-invest#comments</comments>
		<pubDate>Thu, 06 Aug 2009 03:31:12 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[debt]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[strategy]]></category>
		<category><![CDATA[investment]]></category>

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		<description><![CDATA[Which should you do, pay down debt or invest? You can find different arguments for or against, but I generally say that you should pay down debt, assuming you have a minimal amount of savings ($1000) to cover emergencies. A good list of reasons for paying down debt is provided in this post at I&#8217;ve [...]]]></description>
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		<title>Capital Gains Tax Rates</title>
		<link>http://www.yourtwobits.com/315/capital-gains-tax-rates</link>
		<comments>http://www.yourtwobits.com/315/capital-gains-tax-rates#comments</comments>
		<pubDate>Thu, 23 Apr 2009 06:05:32 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[investing]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[capital gains]]></category>
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		<description><![CDATA[What are capital gains taxes? They are essentially a form of income tax. The table below shows how much you are taxed based on which income tax bracket you are in and how long you hold the investment before selling. ]]></description>
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		<title>If My Employer Drops the 401(k) Match, Should I Still Contribute (Part II)?</title>
		<link>http://www.yourtwobits.com/262/if-my-employer-drops-the-401k-match-should-i-still-contribute-part-ii</link>
		<comments>http://www.yourtwobits.com/262/if-my-employer-drops-the-401k-match-should-i-still-contribute-part-ii#comments</comments>
		<pubDate>Fri, 20 Mar 2009 05:12:28 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[investing]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[strategy]]></category>

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		<description><![CDATA[Last week's post was written assuming that you are going to keep contributing to some form of retirement investment; however some people have asked, if they should stop contributing to all investments. The short answer is "No." The longer is answer is "It depends, and here's why."]]></description>
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